Last Updated on: 29th March 2025, 05:54 am
Midland, TX, is a unique place to call home, big enough to have plenty of amenities but small enough to keep that close knit community feel. If you’re thinking about moving here, one of the biggest things to consider is the cost of living in Midland, TX. While Midland is known for its thriving oil industry, which drives wages up, it also impacts the cost of housing and everyday expenses. Some things, like groceries and utilities, are pretty reasonable, but housing can fluctuate depending on the oil market. Whether you’re relocating for work or just curious about life in West Texas, understanding the cost of living here will help you plan your budget and lifestyle.
Housing Costs in Midland, TX
One of the biggest factors affecting the cost of living in Midland is housing prices. The real estate market in Midland fluctuates based on economic activity, particularly the oil and gas industry. When the industry is booming, demand for housing rises, causing prices to surge.
Buying a Home in Midland
- Median home price: $271,000 (as of 2024)
- National median home price: $338,100
- Texas median home price: $297,600
Compared to national averages, Midland remains more affordable, but experts predict a continued increase in home prices due to limited housing inventory.
Renting in Midland
If you’re planning to rent instead of buy, here’s what you can expect:
- One bedroom apartment: $1,200/month
- Two bedroom apartment: $1,340/month
- Three bedroom home: $1,800–$2,200/month
Reports show that rent prices in Midland are expected to increase by 17.7% in 2025, due to high demand and limited housing supply.
New Housing Developments
- Center City Lofts – A modern apartment complex with affordable units
- Lincoln Park Residences – A mixed income housing development
- Eastlawn Apartments – Providing options for lower income families
If you’re moving from out of town, working with professional movers in Midland can make the transition smoother.
Utilities & Energy Costs
The cost of utilities if you decide to move to Midland is slightly above the Texas average, mainly due to extreme summer heat and high electricity usage. Here’s a breakdown:
- Electricity: $120 – $200 per month (higher in summer)
- Water & Sewer: $30 – $60 per month
- Internet: $60 – $80 per month
- Trash Collection: Typically included in city services
Since Midland’s climate includes hot summers, many residents experience higher electricity bills from running air conditioning for extended periods.
Transportation Costs in Midland
Midland is a car dependent city, meaning most residents rely on personal vehicles for transportation. Public transit is limited, but gas prices remain relatively low compared to national averages.
- Average gas price: $3.00 per gallon
- Monthly public transit pass: $73
- Rideshare services (Uber/Lyft): $8–$15 per ride
- Auto insurance: $1,400 per year (varies based on driver profile)
For those commuting to nearby cities like Odessa for work, transportation costs should be factored into your budget.
Grocery & Food Prices
Groceries in Midland are moderately priced, similar to other Texas cities. Here’s what you can expect to pay for some common food items:
- Milk (1 gallon) – $4.00
- Bread (loaf) – $2.50
- Eggs (dozen) – $3.30
- Chicken (1 lb.) – $5.50
- Rice (1 lb.) – $2.00
Dining Out in Midland
Midland has a growing food scene, with plenty of restaurants, from Tex Mex to BBQ joints. Here’s a look at average restaurant prices:
- Fast food meal: $8–$10
- Casual dining (per person): $14–$18
- Nice dinner for two: $45–$60
Eating out is affordable compared to major Texas cities like Austin or Dallas, making it a great option for those who enjoy dining experiences.
Healthcare Costs in Midland
Midland has good healthcare facilities, including hospitals and specialty clinics. Healthcare costs in Midland are slightly below the national average.
- Doctor’s visit: $100–$150
- Dental cleaning: $80–$120
- Health insurance (individual): $400–$600 per month
The city has multiple healthcare providers, including Midland Memorial Hospital, which offers emergency and specialized medical services.
Taxes in Midland
One of the biggest advantages of living in Midland is Texas has no state income tax! That means you take home more of your paycheck. However, other taxes apply:
- Sales tax: 8.25%
- Property tax: 1.9% of home value (higher than the national average)
If you own property in Midland, expect higher property taxes compared to some other states, but this is balanced out by the lack of income tax.
Entertainment & Lifestyle Costs
Midland has a variety of entertainment and recreational activities to enjoy:
- Movie ticket: $12
- Gym membership: $30–$50 per month
- Concert tickets: $50–$100
- Golf membership: $150+ per month
For outdoor lovers, there are great parks, hiking trails, and nearby lakes for fishing and camping. The Wagner Noël Performing Arts Center also hosts concerts, Broadway shows, and more.
Is Midland, TX Expensive?
If you’re planning to relocate to Midland, proper planning is key. Hiring reliable movers in Midland can help make the transition smooth, whether you’re moving locally or from another state. Our experienced team knows the city inside and out, ensuring a hassle free moving experience for every customer. We love providing personalized moving services that fit each client’s unique needs.
Overall, Midland offers a moderate cost of living compared to larger Texas cities like Austin or Dallas. While housing prices have been on the rise due to the city’s booming oil industry and growing population, there are still affordable options, especially in the outskirts or older neighborhoods. Whether you’re looking to rent or buy, prices here remain more reasonable than in major metropolitan areas.
One big financial perk of living in Midland is the lack of state income tax, which allows residents to keep more of their earnings. Additionally, everyday expenses such as groceries, dining out, and utilities tend to be fairly reasonable. While some costs fluctuate with the oil market, Midland generally maintains a lower cost of living compared to Texas’s bigger cities.
